Services / Stablecoins, tokenisation and CBDC

Stablecoins, tokenisation and CBDC

Digital money that can be audited. Architecture for digital currency pilots, stablecoin programmes, tokenised assets and digital asset custody, with the reserve controls regulators will ask for.

What we do

CBDC and cross-border programmes. Design for digital currency pilots and cross-border payment initiatives, with less manual reconciliation.
Crypto banking as a service. Blueprints for regulated crypto services, including monitoring of arbitrage opportunities across exchanges.
Digital asset custody. Custody model selection, with HSM-backed key management and multi-party approval.
Reserve and treasury reporting. Reconciliation of tokens in circulation against backing assets.

Custody models must meet regulatory requirements

We have evaluated custody and HSM vendors against qualified trust service requirements. Some multi-party computation custody models do not satisfy eIDAS and ETSI HSM requirements, and that changes the whole architecture. We identify these constraints before a vendor is chosen.

Custody-model assessment against regulatory requirements
Key ceremony and rotation design
Sanctions and travel-rule screening on transfers
Reserve attestation with on-chain proof references

Where this has been applied

Banking · South Africa

Cross-border payment and CBDC initiatives

Transaction efficiency and reconciliation improvements for a South African financial institution.

Banking

Digital asset custody blueprint

A strategy for Web3 adoption spanning digital asset custody, tokenised assets and crypto services.

Financial institutions

Crypto banking as a service

A defined blueprint for offering crypto services as part of a regulated banking proposition.